What We Do

Help you choose insurance coverage

As an employee benefits specialist, Bay Area Health Insurance has been helping small business owners, company employees, and independent contractors with all types of benefit plans - for more than 30 years.

Bay Area Health Insurance's knowledge of tax and legal regulations, as well as our experience with plan design and underwriting considerations, enables us to provide you with the advice and counsel you need to make smart decisions.

That's why we services more than 200 companies throughout California, and why Bay Area Health Insurance has been Diamond Certified, and earned an A+ accreditation with the Better Business Bureau since 1997.

INITIAL CONSULTATION

It's personal with us. We sit down with you and carefully listen to you. We take the time to review your current plans, establish your immediate objectives, and then develop a long term strategy.

The next step is to search the market and compare options and alternatives, and find the best solutions for your company. Then we help you choose the plans that best meet your objectives and your budget.

PLAN INSTALLATION

We then work directly with your administrative person to carefully inform your employees of plan changes and options, collect the enrollment material, and process the paperwork.

Because communication with employees throughout the process is critical to the long term cost efficiencies of your benefit plan, we also conduct employee meetings to explain their benefits and answer all their questions.

ADMINISTRATIVE ASSISTANCE

What sets us apart from competitors, is our ongoing help with billing and claim discrepancies, additions and deletions to your plan, and COBRA compliance.

Perhaps most importantly, we are available to answer questions and resolve employee claims problems - because we know you do not want your employees coming to you with their questions or problems.

ANNUAL REVIEW

We don't forget about you either. Every year we assess and evaluate both the price and the performance of your current benefits, and again research the market for viable alternatives.

We also keep you informed of employee benefit trends and coverage options, as well as legal regulations and tax implications - so that your company benefits are always current and cost effective.