Long-Term Care Can Put a Dent in Retirement Savings

Posted By bahim on Sep 28, 2015

First the good news: Thanks to better health care, life spans are increasing. You’re more likely to live a long, healthy life. This could mean ten, twenty, or even thirty years of retirement!\r\rNow the not-so-good news: As we age, we’re more susceptible to injuries and illnesses that can necessitate long-term nursing care. That doesn’t mean you will languish in a nursing home for years; often seniors need long-term...

Employee Wellness Programs Help to Control Group Health Insurance Premiums

Posted By bahim on Sep 16, 2015

As prices on group health insurance plans continue to rise, small and mid-sized businesses are looking for ways to cut corners on costs. If you keep in mind that premiums are at least partly based on how much money health insurance companies must shell out each year toward health care, it’s easy to see that lowering health care spending will benefit everyone.\r\rAs an employer providing group health insurance, you have the...

Should I Switch Health Insurance Plans?

Posted By bahim on Sep 7, 2015

Each fall, the health insurance marketplace conducts Open Enrollment. This is the period during which all Californians can compare policies, apply for a credit to help cover premiums, and make a choice about which health insurance plan they want to use. If you’re satisfied with your current plan, you might not need to do anything at all during this time. But most of the time, it’s still a good idea to compare policies and...