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During most of your working life, leading up to retirement, housing might be your largest monthly expense. During retirement, the situation often changes, with health care becoming the biggest financial burden you face. Several factors come together to create an uncertain situation for retirees:\r\r the cost of health care rises each year, currently outpacing the general rate of inflation\r as you grow older, you are more likely to...

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When hiring new employees, one of the main things business owners should always remember is that prospective employees are also weighing different employment options. During any interview, they are checking you out as much as you’re checking them out! Just as you are searching for the right fit for your company, they are also searching for the right fit for their careers.\r\rGood business managers realize this fact, and...

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Now that California’s annual Open Enrollment period is closed, you will have to wait until it opens again in the fall if you need to purchase or make changes to a health insurance plan. In some cases you might qualify for a special enrollment period during the year, but unfortunately most people do have to wait until the next Open Enrollment period.\r\rThat can be bad news if you’ve suddenly decided you do need health...

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