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Medicare, the government-provided health insurance program for people aged 65 and older – will be an important part of your retirement planning. With the cost of health care outpacing inflation each year, planning for your future medical expenses is more important than ever. And yet, many retirees don’t fully understand how the Medicare program works. Hopefully, we can clear up a few of your misconceptions and provide you with...

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Under the Affordable Care Act, small businesses have gained the ability to offer health insurance coverage to employees, while enjoying potential tax breaks for doing so. Meanwhile, larger businesses are required to offer health insurance, and are penalized with fines for failing to comply with the law.\r\rIt might seem as though the law draws a clear distinction between large and small businesses, but what about those in the middle?...

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According to a recent report in Health Affairs, Covered California has successfully kept rising premium costs to a minimum. This is great news in the wake of serious worries about rising premiums over the years immediately following the creation of the program.\r\rHow did they do it? Covered California is one of the few health insurance marketplaces (established after passage of the Affordable Care Act) that directly negotiates...

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