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Posts made in April, 2017


As an employer, you know that healthy employees feel more satisfied with their jobs, are more productive, and miss fewer days of work. That’s why you provide them with a quality healthcare plan, and possibly even supplemental policies for dental and vision care. But those plans don’t exist solely to “fix” health problems. They are designed to provide routine preventive care, so that many problems can be avoided. The problem is, many people never bother to become familiar with their healthcare plans until they’re sick, and therefore aren’t aware of how to best harness the power of these preventive care benefits. It’s easy to see that taking one day off of work for routine preventive care is far better than a week due to illness or medical treatment! But because most people view healthcare in terms of “fixing” instead of “preventing” it’s important to familiarize your workers with their healthcare benefits, and encourage them to use those perks wisely. Routine physical. All medical plans offer an annual physical to enrollees, at no charge. Remind your employees to schedule their physicals, so that chronic medical problems can be detected and treated early (or prevented altogether). Dental exams and cleanings. If you subscribe to a dental health plan, it probably offers free bi-annual exams and cleanings. Not only does routine dental care prevent serious dental problems, an exam can detect other health issues like: diabetes leukemia oral cancer pancreatic cancer heart disease kidney disease bone loss Vision care. Obviously, an annual eye exam can detect changes in vision, which might impair workers on the job, increase the likelihood of accidents, and cause frequent headaches. But you might be surprised to know that an eye exam can often the first time that problems such as brain tumors and developing diabetes are detected! What you should do… In meetings, newsletters, or other forms of communication with employees, regularly remind them of their preventive care benefits. You’re paying for a quality plan, to help them stay healthy, so you might as well reap the maximum benefits! If you’re unsure of your plan’s coverage of preventive care, give us a call and we’ll help you sort it...

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What’s Next for Healthcare Reform?

What’s Next for Healthcare Reform?


Posted By on Apr 5, 2017

Last month, Republican efforts to revise parts of the Affordable Care Act seemed to fail, as the American Health Care Act was withdrawn due to lack of sufficient support. Now that President Trump’s long-promised healthcare reform policy has faltered, you might be wondering what is coming next. The ACA stands for now. Without reform or replacement, all parts of the Affordable Care Act remain law. At the moment your health insurance plan is expected to remain unchanged. The debate is far from over. Even though the AHCA failed as a whole, Republican lawmakers still express concern over various aspects of the nation’s healthcare. It is likely they will continue to pursue action in some, or all, of the following areas: Regulatory relief – to help stabilize the individual marketplace Regulatory non-enforcement – certain aspects of the ACA, which are heavily criticized (such as the Individual Mandate), might not be enforced by the current Administration Tax Reform – President Trump and other Republican lawmakers have stated that tax reform is their next high-priority issue. It is possible that some of the tax regulations associated with the ACA could be changed or repealed Piecemeal legislation – the AHCA failed primarily because a majority of Congressional representatives could not agree on its various components. But we could see individual reforms pass through the House and Senate one at a time Increased power to the states – the Administration might defer certain reform issues to the states, to be decided individually as they see fit Also keep an eye on these issues. At this time of year, insurers begin to submit their healthcare plans for review, to determine whether they will participate in the healthcare Marketplace in 2018. With the ACA standing for now, insurers will be required to comply with current regulations, as they have for the past several years. We’ll keep you updated on any changes to healthcare on a nationwide or statewide level. For now, we anticipate the possibility for small changes throughout the year, but for now your healthcare plan is expected to remain mostly the same for...

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