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You might have heard that the majority of Americans now have health insurance, with California in particular boasting high numbers. In our state, 45 percent of people are covered by an employer-provided health insurance policy*. But how are your workers actually using their health benefits? We know that simply having a health insurance policy is only one piece to the overall healthcare puzzle.\r\rOver the next few weeks we’ll share...

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Most of us know that purchasing a life insurance policy is important, because it guarantees some form of income to your family in the event that something happens to you. But what if that “something” isn’t death, but a form of disability? A disability can come from an accident or it can come from an illness. Many people have found themselves unable to work due to disability. The medical bills roll in as well as your day to day...

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