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In California, 45 percent of people are covered by an employer-provided health insurance policy. But of course, having a policy and actually accessing it are two very different things! As with anything else in life, using a tool fully correctly is the key to reaping the most benefit from it. And when you think of health insurance as a tool for good health, it’s easy to see how simply being covered by a policy might not be adequate to...

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After you’ve spent weeks or months anticipating your vacation, the last thing you want is to get sick on the trip. Unfortunately, we can’t always control these things, and illness can strike when we least expect it.\r\rAs you’re planning for your trip, it’s best to contact your health insurance company and ask about coverage (especially if you’re going overseas). While packing your bags, you hopefully included some general...

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