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 \r\rThroughout most of 2017 we all watched anxiously as Congress and President Trump debated different methods of repealing or replacing the Affordable Care Act. Now October has arrived, a repeal plan never passed, there is no replacement, and Open Enrollment looms next month. The Affordable Care Act stands for now.\r\rBut that doesn’t mean a lack of changes to the industry. The following events were already scheduled to occur,...

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Are you an employer, providing group health benefits that offers prescription drug coverage? Are any of your employees aged 65 or older, or are any of their dependents disabled? Do you provide group healthcare benefits to retired employees, aged 65 or older? Are any former employees disabled, or on COBRA coverage?\r\rOkay, you need to pay very close attention to this notice.\r\rAccording to the Medicare Modernization Act, you must...

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