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Those with a health insurance plan, either private or employer-sponsored, often report that their plan still does not provide for all of their healthcare needs. Indeed, health insurance policies are subject to restrictions on their coverage, and you should expect to self-pay for part or all of some services, medications, and so on. But the lack of dental coverage can sometimes result in large, unexpected bills… And an aching tooth is...

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As a business owner, you know that a comprehensive healthcare package keeps your workers healthier, happier, and more satisfied with their employment. Of course, it also benefits you, as healthier employees miss fewer workdays and operations remain more stable.  But while healthcare does provide immense benefit, it cannot protect employees against all of life’s ups and downs. In the event of a short-term or long-term disability,...

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