Vision Test
September 08, 2021 By Bob Viñal

Why is Vision Coverage so Important?


Most of us are now enrolled in either a group health insurance plan or a private plan that we purchased for ourselves. But medical insurance unfortunately does not cover everything that you might need over time. For example, 75 percent of Americans need a form of vision correction at some point in their lives… And health insurance rarely covers this expense.

In addition to detecting vision problems, an eye exam can detect early signs of other health conditions, such as:

      • Diabetes
      • High blood pressure
      • Heart disease
      • High blood cholesterol
      • Brain tumors
      • Some types of cancer
      • Glaucoma
      • Macular Degeneration
      • Cataracts

You probably noticed that some of those conditions are diseases of the eyes, but others are not. However, early signs of some conditions (such as diabetes) can actually show up in the eyes first! And anyone’s vision can change as they age, so regular eye exams are important for all of us.

But of course, a vision exam plus corrective lenses can quickly run up a bill. That’s what vision insurance was designed to address. A vision insurance plan can allow you to pay one low monthly premium, and then access services such as regular vision exams, a credit toward corrective lenses, and certain screenings that can detect diseases.

Some vision plans even offer a credit toward Lasik or other corrective surgeries! So for those of you who are tired of dealing with glasses or contact lenses, a vision insurance plan can help you do away with them for good.

Vision insurance plans are typically inexpensive options that almost everyone can afford. And if you’re already receiving a subsidy toward your health insurance, vision plans look even more affordable.

Contact us to learn more about adding a vision insurance plan to your main insurance plan, and we will help you compare plans to locate one that best suits your needs.

About Author

Bob Viñal

Bob Viñal has been working in the insurance industry for more than 30 years, handling everything from plan design to claims and rating structures.

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