When designing a group health insurance plan for your employees, it’s easy to focus on the essentials such as medical coverage, prescription benefits, and wellness incentives. But if your workforce includes families with children, there’s another key element you shouldn’t overlook: pediatric dental and vision coverage.
Providing access to these services isn’t just a thoughtful addition; it’s a smart investment in the overall well-being of your employees and their families.
The Value of Pediatric Dental and Vision Benefits
Children experience rapid growth and development, and that includes their oral and visual health. Catching and addressing issues early can have a lasting impact on a child’s quality of life and reduce long-term healthcare costs.
Dental Health: More Than Just Clean Teeth
Pediatric dental benefits typically cover:
- Preventive cleanings and exams
- Fluoride treatments and sealants
- Fillings and other restorative work
Tooth decay is one of the most common chronic conditions in children, but it’s also highly preventable. Coverage helps ensure kids receive timely care that can prevent serious problems, and parents appreciate the peace of mind that comes with it.
Vision Coverage: Clear Sight for a Bright Future
Pediatric vision benefits usually include:
- Annual eye exams
- Eyeglasses or contact lenses
- Coverage for vision correction and screening
Children may not always realize they have vision issues, which can affect their performance in school and overall development. Vision screenings and early correction are key to keeping kids on track.
Built-In Access Through Group Health Plans
Here’s the good news: most group health insurance plans include pediatric dental and vision coverage, especially those offered through Affordable Care Act (ACA)-compliant plans. These benefits are considered essential health benefits for children under the age of 19, making them widely accessible at little to no added cost.
Employers who offer plans that cover dependents are already taking a major step toward supporting employees with families. Highlighting this coverage when communicating benefits can improve satisfaction and retention.
A Benefit That Supports the Whole Family
Offering a robust group benefits plan demonstrates that your company values the health and well-being of your employees’ families. It’s one more way to stand out in a competitive hiring market and build loyalty with your team.
Partner with Experts Who Understand What Matters
At Bay Area Health Insurance, we specialize in helping businesses choose group health plans that offer comprehensive, family-friendly coverage. We’ll work with you to find solutions that include essential benefits without stretching your budget.
Contact us to review your group benefits options and ensure you’re offering the coverage your employees truly value.
