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For many employees, certain benefits are more than simple “perks”. They’re extremely important, perhaps even essential, to maintaining health and job satisfaction. This is especially true of mental health care, which in the past was not always viewed as a crucial benefit by employers. These days, 42 percent of workers say they’re more likely to stay with a job that offers mental health care. Lack of mental health care is equally...

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In the past, those suffering from mental health concerns often felt swept under the rug, with services difficult to obtain and health insurance coverage lacking. The good news is that a lot has changed in recent years, and all Californians should know their rights regarding mental health services. We now recognize that mental health is just as important as physical health. And the law agrees: The Affordable Care Act defines mental and...

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You want happy, healthy workers, and your workers want to be happy and healthy. That’s why offering a comprehensive benefits package is a win-win scenario. But in today’s changing landscape, both current and prospective employees are often looking for something a bit out of the box. Consider these four benefit options, and you can get ahead of the competition with regard to recruiting and retaining top talent. Help with student loans....

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As you probably know, contributing to a retirement plan and certain other types of accounts can not only help you prepare for the future; these contributions are tax deductible and can lower your overall income tax liability for the year. That’s why it can be so important to keep up with contribution limits, which can change from year to year. Contribute the maximum, and you’re planning for the future while saving as much as possible...

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According to a new law, Section 202 of the Consolidated Appropriations Act, effective January 1, 2022, all insurance agents who market or sell employee benefit plans must notify clients of their commissions earned from monthly premiums. This amount is expressed as a percentage for the premiums paid, and disclosure is similar to that required of real estate agents.  Employers who wish to provide employees with a group benefits...

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Subsidies offered through Covered California, to assist individuals and families, have helped millions to afford their healthcare premiums over the years. However, these subsidies could have a potential downside if you aren’t careful: If the amount is not calculated correctly, you could be “overpaid” for the year. The consequence will be that you are required to repay the difference between what you received and what you should have...

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