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Dental Insurance Can Save Families Thousands Per Year

Posted By on Jul 6, 2016 | 0 comments

When was the last time you sought routine dental care? You probably know that regular dental cleanings and x-rays at your dentist’s office can help prevent common problems like cavities, gum disease, and even tooth loss. But did you know that regular dental checkups can also help you catch major health problems such as heart disease, cancer, diabetes, and osteoporosis in their early stages? As you know, early detection of serious health problems can be the ticket to recovery or at least successful management of the disease. So regular dental appointments protect not only your teeth, but also your health (and your checking account!).

You’re probably aware of how deeply dental bills can impact your budget, especially if you have children. One root canal can cost about 1,000 dollars, and a crown can cost up to 1,500 dollars. Cavities can cost several hundred dollars each to fill, and as you know, children rarely have only one cavity. The cost of preventive maintenance, plus other procedures, can easily amount to thousands of dollars per year, per family.

Dentists do more than treat routine problems like cavities, too. Did you know that some symptoms, such as chronic headaches or ringing in the ears, can be related to dental problems like teeth grinding and jaw disorders? Your regular medical doctor might even refer you to a dentist if he suspects these conditions… And yet, dental care is not covered by regular health insurance!

That’s why dental insurance is such an important part of your overall healthcare plan. And it might be much cheaper than you think. Consider your typical spending on dental procedures each year (or the dollar value for procedures you’ve been postponing) and take a look at these coverage amounts offered by typical dental insurance plans:

  • Type One coverage pays for 90 to 100 percent of diagnostic and preventive care, such as cleanings and x-rays.
  • Type Two coverage pays for 70 to 90 percent of routine procedures like fillings and root canals.
  • Type Three coverage pays for 50 to 70 percent of procedures like implants, dentures, veneers, and crowns.
  • Type Four coverage helps with the cost of straightening and spacing teeth, for children under age 19.

We’re now offering free dental insurance quotes, so give our office a call and we’ll put you in touch with one of our insurance specialists. We will help you compare the cost of dental insurance to the amount you’re currently paying out of pocket for dental care, and help you choose a plan that suits your family.

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