At Bay Area Health Insurance, we recognize that understanding and selecting the right Medicare plan can seem like navigating a complex maze. We're here to simplify that process for you, helping you understand your options and make informed choices that fit your healthcare needs and budget.
Another difficulty with wireframes is that they don’t effectively display interactive details because they are static representations.
Our experienced team is here to demystify Medicare for you. We break down the complexities, explaining the specifics of Parts A, B, C, and D in a way that's easy to understand.
From your initial enrollment to any changes you may need to make down the line, we're by your side every step of the way.
We have decades long relationships with the leading insurance providers. We offer access to a wide variety of Medicare plans, giving you the freedom to choose a plan that fits your needs and budget perfectly.
At Bay Area Health Insurance, we're more than just a service provider. We're a trusted advisor committed to securing your health and peace of mind.
A Wealth of Options
Protecting Your Health and Wallet
Transitioning to Medicare can feel overwhelming. We ensure your transition is seamless, helping you navigate from your current plan to Medicare with ease..
Proactive Plan Reviews
Advocate for Your Health
Customer satisfaction rating
Years rated highest in quality
Have Questions? We’re here to help
Medicare coverage is divided into several parts, each of which provides coverage for different types of services. Part A covers hospital care, Part B covers medical services like doctor visits and outpatient care, Part C (also known as Medicare Advantage) offers additional coverage through private insurance companies, and Part D covers prescription drugs. The specific coverage details can vary, so it's important to carefully review any plan you're considering.
You can first enroll in Medicare during the 7-month period that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65. After this Initial Enrollment Period, there are certain times of the year (known as Medicare Open Enrollment Periods) when you can sign up or make changes to your coverage.
If you choose Original Medicare (Parts A and B) and want prescription drug coverage, you will need to add a separate Part D plan. If you choose a Medicare Advantage Plan (Part C), prescription drug coverage is typically included.
The cost of Medicare can vary depending on the coverage you choose, your income, whether or not you're still working, and other factors. Costs can include premiums, deductibles, copayments, and coinsurance. We at Bay Area Health can help you navigate these factors to understand potential costs.
If you have health coverage through your employer, you may not need to sign up for Medicare when you turn 65. However, it's important to review your options, as in some cases it might be beneficial to sign up for Medicare in addition to, or instead of, your employer's coverage. Contact us to discuss your specific situation.
Can’t find the answer you’re looking for? Please contact to our team.
We take pride in how we take care of our clients. Take a look at some of our clients' reviews.
“They have been very honest whenever there has been any discrepancies with anything. Great customer service, every person I have spoken with has been friendly.”
“They are fantastic, very helpful, budget conscious, and overall good people. Probably Bob, he is amazing and very responsive. If I ever have any question, I shoot an email and get a response within 30 minutes or so.”
“They’re reliable and make insurance a lot easier to deal with and you need someone. It’s consistently the same. I have a question and get an immediate answer.”
“I think they are very prompt, professional, and very responsive when you need them. They have various options and carriers available to meet a lot of different needs. I think they are a good agency, overall. Our agent is a great agent to have and is always checking in on us.”