Medicare

Customized Consultation

Our experienced team is here to demystify Medicare for you. We break down the complexities, explaining the specifics of Parts A, B, C, and D in a way that's easy to understand.

Expert Guidance

From your initial enrollment to any changes you may need to make down the line, we're by your side every step of the way.

Access to Top Providers

We have decades long relationships with the leading insurance providers. We offer access to a wide variety of Medicare plans, giving you the freedom to choose a plan that fits your needs and budget perfectly.

What does Medicare cover?

Medicare coverage is divided into several parts, each of which provides coverage for different types of services. Part A covers hospital care, Part B covers medical services like doctor visits and outpatient care, Part C (also known as Medicare Advantage) offers additional coverage through private insurance companies, and Part D covers prescription drugs. The specific coverage details can vary, so it's important to carefully review any plan you're considering.
When can I enroll in Medicare?

You can first enroll in Medicare during the 7-month period that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65. After this Initial Enrollment Period, there are certain times of the year (known as Medicare Open Enrollment Periods) when you can sign up or make changes to your coverage.
Do I need a separate prescription drug plan with Medicare?

If you choose Original Medicare (Parts A and B) and want prescription drug coverage, you will need to add a separate Part D plan. If you choose a Medicare Advantage Plan (Part C), prescription drug coverage is typically included.
How much does Medicare cost?

The cost of Medicare can vary depending on the coverage you choose, your income, whether or not you're still working, and other factors. Costs can include premiums, deductibles, copayments, and coinsurance. We at Bay Area Health can help you navigate these factors to understand potential costs.
I'm still working past 65. Do I need to sign up for Medicare?

If you have health coverage through your employer, you may not need to sign up for Medicare when you turn 65. However, it's important to review your options, as in some cases it might be beneficial to sign up for Medicare in addition to, or instead of, your employer's coverage. Contact us to discuss your specific situation.

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