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The American Rescue Plan Act brought some good news to those who lost their healthcare coverage due to job loss in the past eighteen months. While COBRA benefits were already available to these individuals, many did not enroll due to the high cost of premiums. The new law provides for 100 percent coverage of COBRA premiums, provided those former employees, or those who lost their plans due a reduction in hours, meet certain...

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As you might already know, the May 31 deadline for submitting notices of COBRA and CAL-COBRA eligibility (as outlined by the American Rescue Plan Act) is rapidly approaching. The ARPA extended “free” COBRA coverage to all employees who would have otherwise been eligible during the past 18 months. You, as the employer, are responsible for providing that coverage and will be reimbursed by a tax credit later on. But first, you must...

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A pandemic is probably the last event during which anyone wants to lose their health insurance. But unfortunately, due to major shake-ups in employment over the past year, that’s exactly what happened to many Americans. If you lost health insurance due to job loss, or other reasons, you have the option to continue your coverage under COBRA provisions. In the past, COBRA coverage was theoretically possible, but not always practical....

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Most business owners know that hiring experienced and educated workers is just the first step to ensuring workplace efficiency and effectiveness. Those workers must also be supported, and their needs or concerns addressed, in order to help them continue to perform to their full potential. That’s why a comprehensive group benefits program can be so helpful in attracting and retaining the best employees. But did you know that many Group...

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If you’re preparing to file your 2020 federal and state income tax returns, remember that you need to document more than just your income. Because the Affordable Care Act and California’s own Individual Mandate law both require most people to maintain qualified health insurance coverage, you will need certain forms to accurately report your coverage status. Forms 1095-A and 1095-B were designed for this purpose. You should receive...

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